No matter how carefully you plan, life is unpredictable
A wedding is one of the largest investments most couples ever make — and most of those deposits are non-refundable. Cancellation & Postponement insurance reimburses what you've put down if a covered event forces you to call off or move your celebration, so a setback doesn't become a financial loss.
Illness or injury
If you, your partner, or a member of the wedding party falls seriously ill or is injured and the day must be postponed.
Extreme weather
Hurricanes, blizzards, floods or storms that make it impossible to safely hold or travel to your event.
Vendor no-shows
A key vendor goes out of business or fails to appear — caterer, venue, band, florist or photographer.
Venue damage
A fire, power outage or other damage makes your venue unusable and there's no time to find a replacement.
Military deployment
Sudden deployment or a required job relocation means the wedding can't go ahead as scheduled.
Lost deposits & more
Plus coverage for attire, rings, gifts, photographs and the deposits you can't get back.
Two things cancellation insurance won't cover
A change of heart
All wedding insurance is based on unforeseen circumstances. Voluntarily calling off the wedding — cold feet, a breakup, or simply changing your mind — is not a covered reason.
Known circumstances
Anything you already knew about when you bought the policy that was likely to cause cancellation — including pandemic-related lockdowns — is an excluded cause of loss.
The sooner you book, the sooner you're protected
The best time to buy cancellation coverage is the moment you start putting down deposits — because that's when you have money at risk.
Liability or cancellation — which do I need?
They protect different things. Many couples buy both.
Your cancellation questions, answered
What does cancellation & postponement insurance reimburse?+
It reimburses the non-refundable deposits and costs you lose if you must cancel or postpone for a covered reason — venue, catering, flowers, attire, rings, gifts, photography and more. There are tens of thousands of possible scenarios, from illness and extreme weather to a vendor going out of business.
How much does it cost?+
Cancellation & Postponement coverage starts at $75, with a $0 deductible. The exact price depends on the total value of the deposits and costs you want to protect.
When should I buy it?+
As soon as you start putting down deposits — that's when your money is first at risk. Note that if you purchase fewer than 15 days before your event, weather-related losses won't be covered, although other covered reasons still are.
Is a change of heart covered?+
No. Wedding insurance covers unforeseen circumstances only. Voluntarily calling off the wedding, and any known or pre-existing circumstances at the time you buy, are not covered.
Do I still need liability insurance?+
They're separate. Cancellation protects your money; liability protects you if there's property damage or a guest injury — and it's what venues require. Many couples buy both for complete peace of mind.
Protect every deposit you've put down.
Cancellation & postponement coverage starts at $75 with a $0 deductible. Get a free quote in minutes.
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