Even the best-planned day can't prevent every accident
Liability insurance protects you if you or a guest causes property damage to your venue, if someone is injured at your event, or if a guest leaves and gets into an accident. eWed's policy covers you from the moment set-up begins — through the breakdown of the final celebration of the weekend.
Property damage
Covers accidental damage to your venue caused by you or your guests — no surprise repair bills.
Guest injury
Protects you if a guest is injured at your event and you're held legally responsible.
Host liquor liability
Included at no extra cost — coverage most homeowner's and renter's policies simply don't offer.
Choose the limit your venue requires
Coverage amounts depend on the level of liability insurance purchased. Liability coverage provided by a carrier rated A++ (Superior) by AM Best.
Add-ons you'll only need if your venue asks
Waiver of Subrogation
Makes your insurance the only policy to pay on a covered claim, even if the venue is partially liable. Only required if your venue asks — add it with one click.
$5,000 Med Exp
Optional no-fault medical coverage. If a guest is injured, it pays up to $5,000 in medical expenses regardless of who was at fault.
Three days of coverage
For weddings, coverage spans rehearsal dinner through farewell brunch — including set-up and breakdown — at up to four venues.
Why not just use my homeowner's policy?
Types of events we cover
For non-wedding events, coverage is one day and still includes set-up and breakdown.
Your liability questions, answered
What does event liability insurance actually cover?+
It protects you if you or a guest causes property damage to your venue, if a guest is injured at your event, or if an intoxicated guest leaves and causes an accident. Coverage runs up to $2,000,000 per occurrence and $3,000,000 total, depending on the plan you choose, and includes Host Liquor Liability.
Is it really guaranteed to be accepted by my venue?+
Yes. Our policy is designed to meet venue requirements, names your venue as an Additional Insured, and we email a copy of the certificate directly to your venue. If your venue won't accept it, we'll refund you in full.
How much is liability insurance, and is there a deductible?+
Liability policies start at $119 for $1 million in coverage, with a higher $2M plan available. Every policy has a $0 deductible for both property damage and injuries — you never pay out of pocket on a covered claim.
When can I buy, and when does coverage start?+
You can purchase any time up to one day before your event. Coverage begins the moment set-up starts at your first event — whether that's the rehearsal dinner or the ceremony — and runs through breakdown of the final celebration. That's three full days for weddings.
Do I need a Waiver of Subrogation?+
Only if your venue specifically requires one. A Waiver of Subrogation makes your insurance the only policy to pay in the event of a covered claim, even if the venue is partially liable. If you need it, you can add it to your eWed policy with a single click.
Get covered in minutes.
Liability policies start at $119 with a $0 deductible — and we'll email the certificate straight to your venue.
Get your free quote